Free tools

Tools for small business owners

Each tool is free to use. Inputs stay in your browser unless you save a session. No account is required to try them.

Invoicing
Invoice Generator
Create professional invoices with built-in completeness checks.
Open tool
Proposals & Quotes
Proposal Builder
Structured B2B and B2C proposals you can convert to invoices.
Open tool
Taxes
Tax Survival Calculator
Estimate the reserve you should set aside before spending operating cash.
Open tool
Payment Gateways
Payment Gateway Optimizer
Compare provider fees against your real volume and product mix.
Open tool
Cashflow
Profit Leak Analyzer
Find quiet costs and assumptions eating your margin.
Open tool
Late Payments
Late Payment Recovery
Reminder drafts and a follow-up cadence for overdue invoices.
Open tool
Hiring Costs
Hiring Cost Calculator
Compare freelancer vs employee total cost over months and years.
Open tool

Invoice Generator