A free resource site for small business finance

Our mission

Most resources for small business finance fall into one of two camps. Either they're written by finance professionals for finance professionals — dense, jargon-heavy, and hard to apply on a Tuesday afternoon. Or they're marketing material thinly disguised as advice, written to push you toward a paid product.

We wanted something different: a free, useful, and honest resource where each tool is genuinely functional, every guide is written in plain English, and every glossary entry exists because it's a term a small business owner actually has to deal with.

What you can do here

• Run free tools for tax reserves, payment gateway costs, hiring costs, profit leaks, and late-payment recovery.
• Read guides on invoicing, taxes, proposals, payment fees, and cashflow that explain the topic, not just the jargon.
• Look up unfamiliar terms in the glossary with definitions written for operators, not accountants.
• Copy templates for invoices, proposals, and reminder emails that you can adapt and use today.
• Browse topic hubs that gather the tool, guides, and references for each area in one place.

Who this site is for

Freelancers, agency owners, founders running small teams, consultants, and anyone who sends invoices, deals with payment processors, or has to think about taxes without a full finance department behind them.

If you have an in-house accountant or a CFO, this site is probably too basic for them. But it might still help you have a more useful conversation with them.

What the site does not do

• It does not provide legal, tax, or accounting advice.
• It does not model the full body of regulations of any specific country.
• It does not promise that any tool result is exact — outputs are estimates.
• It does not act as a sales pitch for a particular bank, processor, or software.

For more on the limits of our content and tools, see our editorial standards and how our tools work.

How to use the tools and guides together

The site is designed so the tools and the educational content support each other. A typical path looks like this: you land on a tool (say, the tax calculator), get a quick number, then click through to the guides that explain why and how to set tax aside, the glossary entries for any unfamiliar terms, and a reminder template if collection is part of the problem.

Use the tool when you need a number. Use the guides when you need to understand. Use the glossary when something is unclear. Use the templates when you need to act.

How we keep it free

SMBHelper is supported by display advertising. Ad placements are clearly labelled, kept away from tool actions and primary controls, and never disguised as content or navigation. We don't run affiliate programmes or partner kickbacks — the recommendations and analyses you see are based on the inputs you provide, nothing else.

A note on advice

Everything on this site is educational content. It is not legal, tax, or financial advice. For decisions with significant consequences, consult a qualified professional in your jurisdiction. If you spot an error or think a page could be clearer, please tell us.

Who operates this site

SMBHelper is published by CAPITAL MEDIA LTD, a company registered in United Kingdom (company number 16633169). For the registered address and full company details, see the legal notice. For editorial questions or corrections, the contact page lists the right inbox.